Many residents of Annapolis, MD who rent their home do not have renters insurance. Unlike auto insurance, renters insurance isn’t legally mandated, and most landlords don’t require tenants to carry a policy. However, all tenants should carry renters insurance. If you rent, it’s the best way to protect your belongings.
Insure Your Belongings
If you don’t have renters insurance, your belongings are dangerously unprotected. An insurance policy won’t keep your possession from being stolen by a thief or damaged in a fire. It will help you recover afterward, provided the incident is covered by your policy. Without renters insurance you would have to recover from an incident with only your own savings. With renters insurance you would be reimbursed for any covered losses you suffer.
Find an Independent Agent
As with any type of insurance, the best way to shop for renters insurance is with the assistance of a licensed, independent agent. Licensed insurance agents are legally able to help you select an insurance policy. They’ve demonstrated that they understand how to read a policy. Independent insurance agents can compare policies from many different carriers to see which company is offering the best deal. Agents who are both licensed in Maryland and independent are uniquely positioned to answer your questions and look at all available policies.
If you’d like to speak with an independent insurance agent about renters insurance in Annapolis, MD, contact one of our agents. At Ramsey Insurance, we are independent insurance agents licensed in Maryland, and we want to help you. You can reach us through our website or by calling.
Don’t be one of the many unprotected tenants in the city. Reach out to our agents today.